WHAT IS A CORPORATE BOND

A bond is tradeable debt you issue to investors.

A corporate bond is a debt security: investors lend you capital at a fixed coupon for a set term, and you repay at maturity. Unlike a bank loan, you set the terms and raise from many investors at once. Unlike a private loan or a subordinate loan, a bond is a standardised security that can be made tradeable. It's governed by your bond terms (Anleihebedingungen) and, in Germany, the Schuldverschreibungsgesetz (SchVG).

YOUR OPTIONS

Banks still cover the basics, but tighter lending and slow decisions push more companies toward alternative financing: raising directly from investors through mezzanine capital and bonds. That's where ONINO fits.

THE PROCESS

What issuing a bond actually requires

What issuing a bond actually requires

A classic bond is a major project but this fully depends on the offer size. For sizes above 8€ million it takes typically 4–6 months of preparation (finance, accounting, controlling, communications), a full prospectus filed with the regulator (on a balance sheet no older than three months), often a rating, and a minimum volume around €25M to justify the fixed costs. Disclosure scales with your offer size:

TRADITIONAL VS DIGITAL

The digital bond lowers the bar

The digital bond lowers the bar

A bond can be issued electronically - as a digital or crypto bond , with the same legal effect as a global certificate. That removes the underwriting bank, the paper certificate and much of the fixed cost. So a smaller, self-issued bond becomes realistic.

Subordinated Loans

Pre-configured compliance workflows, automated prospectus documentation, and BaFin-ready audit trails. Ideal for real estate financing, project companies, and SPVs.

Participation Rights

Flexibly structured with no statutory form requirement. Profit-sharing, dividend-linked, or fixed-return. Used by cooperatives, energy projects, and Beteiligungsgesellschaften for scalable community investment.

Bonds, Equity Tokens & Custom Structures

Digital bearer bonds under eWpG. Tokenized equity for fund structures and growth capital. Hybrid instruments for private credit and structured lending. Each with jurisdiction-specific compliance workflows.

BOND TYPES

Types of bonds you can issue

Types of bonds you can issue

Senior unsecured bond

standard corporate debt.

Secured bond

backed by collateral for a lower coupon.

SME Bond

the SME bond, typically €15–150M.

Subordinated bond

ranks behind senior debt; equity-like treatment.

Green / ESG bond

proceeds tied to sustainable projects.

Convertible bond

convertible into equity on agreed terms.

WITH ONINO

Issue a digital bond, end to end

Growth capital without dilution

mezzanine (Nachrangdarlehen / Genussrechte), issued directly.

Up to €8M from your own network

A bond or subordinated loan via direct placement.

Repeat raises over time

Your own white-label platform.

Reach to new retail investors

List on ONINO's marketplace.

HONEST FIT

When a bond fits — and when it doesn't

A bond fits when you want fixed-term debt from many investors and can service a coupon. If you need equity-like capital without fixed repayments, a suboardinated instrument or participation right fits better; if you're raising €20M+ from institutions, a bond; if you're pre-revenue, equity. Below ~€8M, a digital bond with a WIB is usually the most efficient route.

WHY ONINO

Why issuers run their bond on ONINO

  • Licensed eWpG register included - no license needed by you.

  • Disclosure + BaFin filing handled with legal partners.

  • Compliance built in - KYC/AML, audit trail (ISO 27001, SOC 2 Type II).

  • One system, end to end - subscription, settlement, cap table, reporting.

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