ESG & RENEWABLES
Citizen energy financing: fund solar and wind with citizen capital
ONINO is the infrastructure for your own citizen energy financing platform. Run it under your brand, issue subordinated loans, profit participation rights or green bonds, and turn project financing into a scalable line of business - digital, compliant, with local acceptance built in.
THE MODEL
Citizen capital, not bank capital
Energy projects increasingly raise capital from the people around them. The standard instrument is the subordinated loan - regulated under the German Investment Products Act - typically paying [2–4]% p.a. over [5–10]-year terms.
On top: profit participation rights, member participations for cooperatives, and increasingly green bonds - as a securities information sheet up to €8M, or a full prospectus above that.
USE CASES
Finance the Full Range of Energy & Esg Projects
From solar and wind to storage, hydrogen, and community models—under your brand and fully compliance-ready.
PROCESS
How a raise works in practice
Step 1: Structure
pick the instrument (subordinated loan, profit participation right, green bond) and terms with legal partners.
Step 2: Disclose
investment information sheet (investment products) or securities information sheet/prospectus (securities) prepared and filed with BaFin.
Step 3: Launch & Collect
a branded digital subscription page for the project; citizens subscribe online. KYC/AML runs in the flow; commitments and payments land automatically.
Step 4: Close and run
the register updates, interest and repayments run on schedule, reporting is automatic - and the investor base carries to your next project.
WITH ONINO
Issue to Investors
directly to citizens and investors - branded subscription, KYC/AML, register, reporting.
Build local communities
let the community invest in, and benefit from, the project next to them.
Standardized and reusable
one investor base and platform across your pipeline; the second project launches in days.
Tokenize for future readiness
Electronic Securities Act digital securities for fractional access and transfer-readiness
WHY ONINO
Trusted Financing Infrastructure.
A licensed Electronic Securities Act register, BaFin-filed disclosures, and audit-proof AML/KYC - proven with €50M+ financed, €750M+ in pipeline, across 24+ countries.
REGULATION
Compliant, Instrument by Instrument.
Subordinated loans, profit-participation rights, and green bonds - each structured under the right German regulatory regime, with digital issuance under the Electronic Securities Act.
