THE MODEL

Citizen capital, not bank capital

Energy projects increasingly raise capital from the people around them, usually through subordinated loans (VermAnlG) with a fixed interest rate. Profit participation rights, cooperative shares and green bonds are common too; green bonds need only a WIB up to EUR 12M, and a prospectus above that.

On top: profit participation rights, member participations for cooperatives, and increasingly green bonds - as a securities information sheet up to €8M, or a full prospectus above that.

USE CASES

Finance the Full Range of Energy Projects

From solar and wind to storage, hydrogen and community models, under your brand.

Community Models

Enable citizen participation and co-investment structures under your brand with compliant workflows.

Solar Financing
Wind Project Financing
Charging Infrastructure
Community Models

Enable citizen participation and co-investment structures under your brand with compliant workflows.

Solar Financing
Wind Project Financing
Charging Infrastructure

PROCESS

How a raise works in practice

Campaign setup flow in the ONINO platform admin

Step 1: Structure

pick the instrument (subordinated loan, profit participation right, green bond) and terms with legal partners.

Step 2: Disclose

The investment information sheet (VIB) or securities information sheet (WIB), or a prospectus above the thresholds, is prepared and submitted to BaFin, which must permit its publication.

Step 3: Launch & Collect

a branded digital subscription page for the project; citizens subscribe online. KYC/AML runs in the flow; commitments and payments land automatically.

Step 4: Close and run

the register updates, interest and repayments run on schedule, reporting is automatic - and the investor base carries to your next project.

WITH ONINO

Raise Project Capital, Project After Project

Raise Project Capital, Project After Project

With ONINO, you issue subordinated loans, profit participation rights, or green bonds directly to citizens and investors - under your brand, with KYC/AML, the register through a licensed partner, and reporting handled for you.

With ONINO, you issue subordinated loans, profit participation rights, or green bonds directly to citizens and investors - under your brand, with KYC/AML, the register through a licensed partner, and reporting handled for you.

Issue to Investors

directly to citizens and investors - branded subscription, KYC/AML, register, reporting.

Build local communities

let the community invest in, and benefit from, the project next to them.

Standardized and reusable

one investor base and platform across your pipeline; the second project launches in days.

Tokenize for future readiness

Electronic Securities Act digital securities for fractional access and transfer-readiness

Analytics chart showing platform revenue growth

WHY ONINO

Trusted Financing Infrastructure.

A BaFin-licensed registrar partner for the eWpG register, information sheets prepared for BaFin to permit publication, and audit-proof AML/KYC. Proven in practice: EUR 55M+ tokenized, EUR 750M+ in the pipeline, live in 7+ jurisdictions.

REGULATION

The Right Regime for Every Instrument.

Subordinated loans, and profit participation rights not structured as securities, follow the German Capital Investment Act (VermAnlG). Green bonds follow the WpPG and can be issued digitally as electronic securities under the eWpG. Subordinated loans are contracts and cannot be eWpG securities.

eWpG setup card for compliant user onboarding under the German Electronic Securities Act

FAQ

In Case You Missed Anything

We're here to answer all your questions.