TOKENISIERUNG IN DER PRAXIS

What is asset tokenization in practice?

What is asset tokenization in practice?

What is asset tokenization in practice?

A bond, a share, a fund unit or a building can be recorded as tokens that can be issued, transferred and administered digitally, while the investor's legal rights stay the same as with the conventional instrument. Below you can see the most common use cases for tokenization.

Stablecoins

Stablecoins are the most prominent example of asset tokenization. It essentially is the representation of a currency like the dollar for use on the blockchain.

Company Financing

Companies worldwide use the issuance of tokenized assets to access alternative ways of financing. For example through a bond issued directly to investors via a token.

Alternative Distribution

Existing assets and financial products can be distributed in traditional, digital or tokenized form. Tokenization opens up various new avenues for distribution.

Accessibility of Assets

Metals, pre IPO-Stocks or bonds often remain inaccessible to retail investors. Tokenization breaks big tickets into manageable entry tickets and makes them accessible.

THE BASICS OF TOKENIZATION

Three core primitives of tokenization

Three core primitives of tokenization

Three core primitives of tokenization

To understand tokenization it is important to first understand the core primitives of tokenization.

Tokenization is technology that makes assets accessible

Tokenization always starts with an asset that is structured as investment product. This prodcut can then be digitally represented on a blockchain. Making it available in fractions and digitally distributable.

Learn more about the technology

Tokenization is technology that makes assets accessible

Tokenization always starts with an asset that is structured as investment product. This prodcut can then be digitally represented on a blockchain. Making it available in fractions and digitally distributable.

Learn more about the technology

Tokenization does not change the underlying asset

As a tokenized asset is always tied to an underlying asset, the connection is often made via a set of contracts. The token itself rarely represents the actual asset, but is tied to the asset through a contract that defines ownership of the underlying for the holder of a token.

Read more on legal aspects

Based on current trends, the future of finance is tokenized

Big financial institutions are adopting tokenized assets at a rapid pace. Predictions see tokenization markets to grow rapidly towards trillions of $ by the mid 2030s.

See trends and forecasts

Based on current trends, the future of finance is tokenized

Big financial institutions are adopting tokenized assets at a rapid pace. Predictions see tokenization markets to grow rapidly towards trillions of $ by the mid 2030s.

See trends and forecasts

REAL LIFE EXAMPLE

Tokenized Art & Luxury Pieces

CanTra launched a marketplace with ONINO for the distribution of luxury real world assets in a tokenized form. Tokenization helped to make distribution possible to retail and investors with smaller tickets sizes, through fractionalization.

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CanTra

A marketplace for tokenized real-world luxury assets offered to investors through security tokens. Launched publicly with ONINOs infrastructure connected with Black Manta as a tied agent on the Canton Network. Payments facilitated via Secupay AG.

Partners Integrated:

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Partners Integrated:

CanTra

Launched publicly with ONINOs infrastructure connected with Black Manta as a tied agent on the Canton Network. Payments facilitated via Secupay AG.

TOKENIZATION USE CASES

Tokenization is only part of the picture. The Use Case defines the structure.

Tokenization is only part of the picture. The Use Case defines the structure.

Tokenization is only part of the picture. The Use Case defines the structure.

Multiple types of assets and use cases can be enhanced by tokenization. Explore our deep dives below to learn more about your next use case.

Multiple types of assets and use cases can be enhanced by tokenization. Explore our deep dives below to learn more about your next use case.

PROPERTY

Real Estate

Fractionalize ownership of real estate yield and assets. Finance proejcts, refinance existing ones or create new business models.

DEBT

Bonds and loans

Debt instruments used widely for company financing.

FUNDS

Investment funds

Fund units, subscriptions and the investor register.

RECEIVABLES

Invoices and receivables

Tokenizing invoices and receivables to open up new business models.

EQUITY

Company equity

Tokenizing company equity as alternative to the IPO.

STARTUPS

Startup equity

Raising money as a startup.

COMMODITIES

Metals and Commodities

Making precious metals and commodities accessible.

STOs

Security Tokens

Launching financial assets as security token.

LEARN MORE

Read our Articles on Tokenization & Platforms to learn more

Read our Articles on Tokenization & Platforms to learn more

Read our Articles on Tokenization & Platforms to learn more

In our articles we explain various things around misconceptions on tokenization, how-tos and decision guidelines when starting out in tokenization.

In our articles we explain various things around misconceptions on tokenization, how-tos and decision guidelines when starting out in tokenization.

Comparison of the top Whitelabel Tokenization Platforms in the EU 2026

An independent 2026 comparison of the EU's 7 leading white-label tokenization platforms: Bitbond, Brickken, DigiShares, ONINO, Securitize, Stokr, Tokeny.

Explore the Comparision

Comparison of the top Whitelabel Tokenization Platforms in the EU 2026

An independent 2026 comparison of the EU's 7 leading white-label tokenization platforms: Bitbond, Brickken, DigiShares, ONINO, Securitize, Stokr, Tokeny.

Explore the Comparision

TOKENIZATION MARKET

Tokenization Stats that show the demand

Tokenization Stats that show the demand

Tokenization has been a word known in financial services since 2017. Now regulation and big institutions are adopting the technology fast. The future outlook for the tokenization market is bright.

$ 60 billion

Market Size

$ 5.5 trillion

Market Growth

65%

Credit and Treasuries

Under 1%

Real Estate

SECONDARY MARKET

Secondary markets are a natural next step for tokenized assets

Secondary markets are a natural next step for tokenized assets

Secondary markets are a natural next step for tokenized assets

Standardization on the level of the token allows flexibel and easier ways to integrate with secondary markets. Secondary markets allow investors to trade assets freely. Currently most secondary markets for tokenized assets remain rather illiquid and frequent trading is rarely seen. It is projected that this segment of tokenization will grow rapidly in the future.

Operating an active secondary market with order books known from traditional brokerages is a licensed activity. Most tokenizaiton platforms rely on strictly peer-to-peer trading which acts more like a bulletin board, no active matching of orders takes place.

Standardization on the level of the token allows flexibel and easier ways to integrate with secondary markets. Secondary markets allow investors to trade assets freely. Currently most secondary markets for tokenized assets remain rather illiquid and frequent trading is rarely seen. It is projected that this segment of tokenization will grow rapidly in the future.

Operating an active secondary market with order books known from traditional brokerages is a licensed activity. Most tokenizaiton platforms rely on strictly peer-to-peer trading which acts more like a bulletin board, no active matching of orders takes place.

Investor management card showing total investors and weekly growth on the ONINO platform

THE TRUTH ON TOKENIZATION

Truths on tokenization, no one really tells you

Truths on tokenization, no one really tells you

Truths on tokenization, no one really tells you

Most explainers only publish the left column. The right one is why issuers trust the left.

Most explainers only publish the left column. The right one is why issuers trust the left.

What tokenization really changes

Minimum tickets fall, as ownership can be divided into fractions

Settlement is quick, as less intermediaries are involved

Single source of truth, as ownership and transfer records live on-chain

Automated Compliance, as eligibility and transfer restrictions are enforced on-chain.

Digitized distribution, as naturally a tokenized asset exists in a digital form

Cross-border distribution, as standardization through the token allows easier distribution even beyond borders

Lending and Borrowing based on the asset, is possible as assets can be priced on-chain. This allows easier lending and borrowing cycles using the asset as deposit.

Less costs, are possible as less intermediaries are required for tokenized assets. This is not a guarantee though, as it depends on the nature of the asset.

What does not change with tokenization

Liquidity, is not guaranteed. Tokenization opens up the option for a secondary market to form, but it cannot guarantee it.

Investor demand. Demand is not created through tokenization but through good networks and good assets. Tokenization opens the target group but does not guarantee demand.

Lighter obligations. Tokenized assets are at their core still assets or securities. They follow the same set of regulations as traditional assets in most cases.

Valuation. Tokenization does not change the underlying asset and its valuation. It just changes the accessibility.

What tokenization really changes

Minimum tickets fall, as ownership can be divided into fractions

Settlement is quick, as less intermediaries are involved

Single source of truth, as ownership and transfer records live on-chain

Automated Compliance, as eligibility and transfer restrictions are enforced on-chain.

Digitized distribution, as naturally a tokenized asset exists in a digital form

Cross-border distribution, as standardization through the token allows easier distribution even beyond borders

Lending and Borrowing based on the asset, is possible as assets can be priced on-chain. This allows easier lending and borrowing cycles using the asset as deposit.

Less costs, are possible as less intermediaries are required for tokenized assets. This is not a guarantee though, as it depends on the nature of the asset.

What does not change with tokenization

Liquidity, is not guaranteed. Tokenization opens up the option for a secondary market to form, but it cannot guarantee it.

Investor demand. Demand is not created through tokenization but through good networks and good assets. Tokenization opens the target group but does not guarantee demand.

Lighter obligations. Tokenized assets are at their core still assets or securities. They follow the same set of regulations as traditional assets in most cases.

Valuation. Tokenization does not change the underlying asset and its valuation. It just changes the accessibility.

FAQ

Questions issuers ask

If your question is not here, the deeper guides linked above go further.

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