FOR REAL ESTATE DEVELOPERS
THE LANDSCAPE
New Income Source
Earn money on an ongoing basis from financing, volume, and investors.
Scalable Model
Once established, finance an unlimited number of real estate projects.
Minimal Effort
ONINO automates investor management, KYC/AML, and reporting.
THE SHIFT
Your project, your investors, your brand
Crowdinvesting platforms take the investor relationship and a cut of every raise. With ONINO you place bonds yourself and offer subordinated loans through a licensed partner, on your own branded platform, keep the relationship and reuse it for every project.
Cost: crowdinvesting platforms typically charge a percentage of every raise. ONINO: no listing fee, one platform plan, fixed-price disclosure preparation.Since 2026, bonds are often simpler: up to EUR 12M with a WIB, no investor limits, placed on your own platform. Subordinated loans need a licensed intermediary and stay prospectus-free only up to EUR 6M.
USE CASES
How Our Clients Use the Platform
From single projects to whole portfolios, our platform adapts to how you finance real estate.
FOR DEVELOPERS WHO RAISE REPEATEDLY
How to finance real estate projects repeatedly with private investors
Developers don't raise once - they raise per project. ONINO is built for that: onboard investors once, then launch each new project to a base that already knows you, on the same compliant rails. No re-listing, no re-paying a marketplace, no rebuilding the investor list.
WHY ONINO
Crowdinvesting marketplaces bring their own investor base; with ONINO you bring yours and keep the relationship, without a per-project marketplace fee.
Tokenization tools issue the token; ONINO also covers subscription, KYC/AML, investor management and reporting.
Licensed Partners integrated: all third parties needed to perform digital capital raises are already integrated.
FOR WHO
For Everyone Turning Real Estate Financing into a Business Model
Built for real estate developers, asset managers, platforms, syndicators, and investment vehicles looking to turn real estate financing into a scalable business model.
COMPLIANCE
Which legal routes can a developer use?
Subordinated loan - An investment product under the German Capital Investment Act. Without a prospectus up to EUR 6 million per issuer in 12 months, but only through a licensed crowd investing platform, with an investment information sheet and per-investor limits. Above that, a full prospectus is required.
Real estate bond / tokenized security - A security under the WpPG and, when tokenized, the eWpG. Up to EUR 12 million per issuer in 12 months with a securities information sheet whose publication BaFin must permit; above that, an EU prospectus. You may place the bond yourself.
Tokenization changes the form of the instrument, not the law that applies to it.