PRIVATE CREDIT
Structure and Operate Private Credit Investments Digitally
Private credit investments rely on structured vehicles and clear participation models to manage lending, risk, and investor exposure.
ONINO provides the infrastructure to operate these structures digitally and at scale.
COMMON PRIVATE CREDIT STRUCTURES
Direct Lending
Directly to borrowers through structured agreements.
Structured Debt
Investments are issued as notes or debt instruments with defined terms.
Credit SPVs
SPVs are used to pool investor capital and allocate loans or credit exposure.
HOW IT WORKS
Tailored Solutions for Your Needs
Our platform is fully modular and supports all european jurisdictions. Launch your own fully compliant digital financing platform.

Step 1) Structure the credit product
Define loan terms, repayment profiles, and participation mechanics.
Step 2) Pool investors
Investors participate through structured debt or participation rights.
Step 3) Deploy capital
Interest payments, reporting, and monitoring are handled centrally.
Step 4) Ongoing management
Reuse the platform for future deals, investors, and products.

BENEFITS OF PRIVATE CREDIT
Why Organizations Offer Private Credit Investments
Predictable cash-flow profiles
Flexible structuring compared to public debt
Direct exposure to borrowers or assets
Scalable model for repeated lending
Attractive alternative to traditional fixed income
SECURITY & COMPLIANCE
Designed for Regulated Private Credit Structures
Private credit investments often operate in regulated environments and require clear investor verification and reporting.
ONINO supports these requirements with:
compliant investor onboarding
secure data handling
transparent reporting workflows
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