WHAT IS PRIVATE CREDIT

Lending outside of the banking sector

Lending outside of the banking sector

Private debt (private credit) is lending funded by institutional or private investors instead of a bank - direct loans, subordinated loans, private bonds and other debt instruments. A subordinated loan ranks behind all senior creditors, which is why it counts as equity-like in many cases and is the workhorse of German project and mid-market finance. Private debt has grown as banks have pulled back from mid-market lending. Borrowers get flexible terms, investors get yield.

PROCESS

From instrument to funded

01

Structure the instrument

Subordinated loan, private bond or structured loan. ONINO's legal partners draft the terms; ONINO provides the platform, register and workflows.

01

Structure the instrument

Subordinated loan, private bond or structured loan. ONINO's legal partners draft the terms; ONINO provides the platform, register and workflows.

02

Meet disclosure requirements

With our legal partners all regulatory requirements are defined and applied to your use case. The ONINO Platform will take care of compliance through risk disclosures, investor onboarding and a standardized subscription flow.

02

Meet disclosure requirements

With our legal partners all regulatory requirements are defined and applied to your use case. The ONINO Platform will take care of compliance through risk disclosures, investor onboarding and a standardized subscription flow.

03

Open the digital subscription

Open the investment through a fully customizable and branded subscription flow that is accessible online directly through your website.

03

Open the digital subscription

Open the investment through a fully customizable and branded subscription flow that is accessible online directly through your website.

04

Run the lifecycle

Management of investors, reportings and repayments is accessible through ONINOs Admin platform and can all be done through a single platform.

04

Run the lifecycle

Management of investors, reportings and repayments is accessible through ONINOs Admin platform and can all be done through a single platform.

BUILT FOR

Who issues private debt on ONINO

Who issues private debt on ONINO

Debt fund offerings list with real estate and solar energy financing status

WHY PRIVATE CREDIT

Why Organizations Offer Private Credit Investments

  • Predictable cash-flow profiles

  • Flexible structuring compared to public debt

  • Direct exposure to borrowers or assets

  • Scalable model for repeated lending

  • Attractive alternative to traditional fixed income

WHY ONINO

Designed for structured and efficient capital raises

ONINO supports your capital raise during the whole lifecycle:

- Support and access to our partner network.
- Modular Infrastructure allows for multiple integrations
- Proven workflows make administrative work easy

eWpG setup card for configuring compliant investor onboarding under the German Electronic Securities Act
eWpG setup card for configuring compliant investor onboarding under the German Electronic Securities Act

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