PROJECT FINANCING
YOUR OPTIONS
Banks still cover the basics, but tighter lending and slow decisions push more companies toward alternative financing: raising directly from investors through mezzanine capital and bonds. That's where ONINO fits.
THE SHIFT
Two things made a self-run raise practical for mid-sized companies. First, mezzanine and bond instruments (Nachrangdarlehen, Genussrechte, Anleihen) let you raise without giving up shares or depending on a bank. Second, the eWpG (since 2021) lets you issue bonds electronically — as digital securities entered in a register, with the same legal effect as a paper certificate. Together they make a bank-independent, digital raise realistic: no underwriting bank, no months of waiting.
WITH ONINO
ONINO is the infrastructure to run an alternative raise yourself — structure the instrument, meet the disclosure rules, open a digital subscription and onboard investors, under your own brand.
Subordinated Loans
Pre-configured compliance workflows, automated prospectus documentation, and BaFin-ready audit trails. Ideal for real estate financing, project companies, and SPVs.
Participation Rights
Flexibly structured with no statutory form requirement. Profit-sharing, dividend-linked, or fixed-return. Used by cooperatives, energy projects, and Beteiligungsgesellschaften for scalable community investment.
Bonds, Equity Tokens & Custom Structures
Digital bearer bonds under eWpG. Tokenized equity for fund structures and growth capital. Hybrid instruments for private credit and structured lending. Each with jurisdiction-specific compliance workflows.
FIND YOUR FIT
Which financing route is right for you?
Growth capital without dilution
mezzanine (Nachrangdarlehen / Genussrechte), issued directly.
Up to €8M from your own network
a bond or Nachrangdarlehen via direct placement (a WIB instead of a full prospectus).
Repeat raises over time
your own white-label platform.
Reach to new retail investors
list on ONINO's marketplace.
WHY ONINO
Why companies raise with ONINO
Licensed register included — issue eWpG securities without holding the KWG registry license yourself.
Disclosure handled — WIB / VIB drafting and BaFin filing with our legal partners.
Compliance built in — KYC/AML, investor eligibility, audit trail (ISO 27001, SOC 2 Type II).
One system, end to end — subscription, payments, cap table, reporting.
Proven — €50M+ financed (€750M+ in pipeline) across 24+ countries; Cadaico, Cashlink, Volksbank, BLACKVRST; PwC Raise program.
IS IT LEGAL
HONEST FIT
When another route is better
If you need a classic secured bank loan, working-capital tools (factoring / leasing), or you're a pre-revenue startup chasing VC equity, those fit better. ONINO is for companies raising debt or mezzanine capital directly from investors.
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